Bank of Scotland (now Halifax Bank of Scotland) 43-45 Townhead StreetThe first branch of the Bank of Scotland in Cumnock was opened on 2nd May 1838 at the home of Matthew MCKERROW, cloth merchant. It was a joint agency of Matthew McKerrow and Hamilton ROSE, a writer (solicitor). Matthew McKerrow retired in 1863 and Hamilton Rose in 1868. In 1870 the bank erected premises at the corner of Ayr Road and Glaisnock Street. The architects were J.D. PEDDIE and C.G.H. KINNEAR of Edinburgh. This building (shown on the right) was used by the bank until new premises were built in Townhead Street - still currently used by the Halifax Bank of Scotland. The old bank building has since been used by a printer and then a solicitor.
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 Bank of Scotland, Glaisnock Street
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